- Page 1
- Page 2 - Page 3 - Page 4 - Page 5 - Page 6 - Page 7 - Page 8 - Page 9 - Page 10 - Page 11 - Page 12 - Page 13 - Page 14 - Page 15 - Page 16 - Page 17 - Page 18 - Page 19 - Page 20 - Page 21 - Page 22 - Page 23 - Page 24 - Page 25 - Page 26 - Page 27 - Page 28 - Page 29 - Page 30 - Page 31 - Page 32 - Page 33 - Page 34 - Page 35 - Page 36 - Page 37 - Page 38 - Page 39 - Page 40 - Page 41 - Page 42 - Page 43 - Page 44 - Page 45 - Page 46 - Page 47 - Page 48 - Page 49 - Page 50 - Page 51 - Page 52 - Page 53 - Page 54 - Page 55 - Page 56 - Page 57 - Page 58 - Page 59 - Page 60 - Page 61 - Page 62 - Page 63 - Page 64 - Page 65 - Page 66 - Page 67 - Page 68 - Page 69 - Page 70 - Page 71 - Page 72 - Flash version © UniFlip.com |
December 27, 2013
The Dispatch/Maryland Coast Dispatch
Page 17
Decatur Students Participate In Financial Literacy Program
By SHAWN J. SOPER
NEWS EDITOR
BERLIN – A bumper crop of fiscally responsible students emerged from Stephen Decatur this week with certifications after completing a rigorous financial literacy course at the Berlin high school. Around 33 Stephen Decatur High School students received their official certifications on Tuesday after completing the financial literacy program provided by EverFi Inc. and sponsored by the Bank of Ocean City. The newly certified Decatur students completed EverFi’s web-based, e-learning program as part of a statewide initiative to teach financial literacy. The EverFi program uses the latest in new media technologies including adaptive pathing, 3D gaming, social networking, online animations, video and messaging tools to bring complex financial concepts to life. Through the EverFi program, the students became certified in over 600 topics in financial education and became better financially informed citizens. The Bank of Ocean City contracted with EverFi to bring the interactive financial management program to the Decatur students at no cost to the school.
About three dozen Stephen Decatur High School students recently received their financial literacy program certification. Photo by Shawn Soper
ful with that.” For their part, the students receiving certifications on Tuesday said the course prepared them for a lifetime of fiscal responsibility. “I’m confident I’ll be successful in the future with the things I’ve learned in the EverFi program,” said student Kyle Nichols. Decatur teacher Kurt Marx implemented the program this year with the help of EverFi and the Bank of Ocean City. Decatur Principal Tom Zimmer thanked Marx and said he was pleased after earlier attempts at installing a financial literacy programs at Decatur stalled. “I tried to get this going last year,” he said. “I tried and tried to get teachers involved with EverFi, but it never took off. This year, Mr. Marx took the reins and he is the man behind this successful program.” In addition to sponsoring the EverFi program, the Bank of Ocean City institutes and participates in numerous financial literacy programs throughout the year. Bank officials visit schools throughout the year participating in programs such as Teach Children to Save Day and Junior Achievement. The Bank of Ocean City also participates in an Elderly Financial Abuse program in conjunction with local law enforcement helping senior citizens avoid being taken advantage of.
“Teaching fiscal responsibility to young adults has always been part of the bank’s community involvement,” said Bank of Ocean City President and CEO Wayne Benson. “Educating our youth to make intelligent financial decisions on their own sets a solid foundation on which they can build over their lifetime.” The 10-unit course offers six hours of programming aimed at teaching, assessing and certifying students in a variety of financial topics including credit scores, insurance, credit cards, student loans, mortgages, taxes, stocks, savings, 401Ks and other critical concepts. The system uniquely tracks the progress and score of every student and provides those who successfully complete the course with a certification in financial literacy, a power-
ful tool on college applications, resumes and more. Bank of Ocean City Assistant Vice President Earl Conley II was on hand to give out the certifications to students on Tuesday and offered several tidbits of worthwhile advice to those who just complete the course. “Budgeting is so important,” he said. “You have to learn to separate your wants from your needs.” Conley also advised the students to avoid the obvious traps many recent high school graduates and college-bound students fall into. “Debt isn’t a word you want to get comfortable with,” he said. “As you get ready for college, you’re going to get inundated with credit card offers, but you have to be very care-
SOLD!
4
“We are a dedicated team of professionals, ready to assist you in your investment. As leaders in resort new construction sales, we offer the very best in service and experience.” Dan Clayland, Project Manager
Richie Difillippo
Annie Tingle
Michelle Pompa
Sharon Daugherty
Jeff Beres
|