Page 58 The Dispatch/Maryland Coast Dispatch AN ADVISOR WHO HELPS YOU PLAN FOR December 6, 2013 THE FUTURE. YOURS. YOUR KIDS. THEIR KIDS. With our innovative trust solutions, a Merrill Lynch Financial Advisor can help you protect your assets now - and leave a legacy for the future. Contact a Merrill Lynch Financial Advisor for more information. Christine M. Selzer, CFP® Vice President Wealth Management Advisor Brian L. Selzer, CRPC®, CSNA® Senior Financial Advisor Melanie S. Konoski Client Associate Merrill Lynch 11724 Ocean Gateway Ocean City, MD 21842 (410) 213-8521 http://fa.ml.com/brian_selzer Business And Real Estate News New Resources Unveiled OCEAN CITY – Homeworks Carpet One Floor & Home recently released several tools to help consumers prepare for holiday entertaining. The first is their new fall issue of Beautiful Design Made Simple – a free digital magazine available for Apple iPads and Android tablets. The holiday entertaining issue features articles focused on beautiful design and entertaining tips that are essential during the holiday season. Features include “Setting the Perfect Table” with designer James M. Davie, “7 Simple Home Decor Tips for Entertaining”, “Hostess Gifts that Wow” and “Mani-Friendly Tips for Hassle Free Holiday Entertaining” by Julie Edelman, The Accidental Housewife. The second resource is Carpet One Floor & Home’s new Beautiful Design Made Simple blog. The blog features additional tips and ideas not found in the digital magazine. The blog includes inspiration, cleaning tips, color trends and in depth flooring information. New posts are added every week. “Flooring is one piece of creating a beautiful space, but we want our customers to have the tools they need to create beautiful homes,” said owner Warren Hamstead “Our digital magazine and our new blog go beyond beautiful floors to give customers the inspiration and advice they are looking for when they redecorate a room or even their whole home.” Homeworks is also providing customers with a tool to keep carpets stain free. The Stain First Aid app is available for iPhone, iPad, and Android phones and tablets. The simple to use app allows the user to choose from over 50 stains. They are then given detailed instructions – and for some of the more common stains, a video – to help them clean the stain properly. The Stain First Aid app is free to download on all devices. More information can be found at StainFirstAid.com. other care provider, work together for the best outcome for the patient. And, almost more importantly, they work to ensure patients understand their doctors’ recommendations, any prescribed medications, and how to manage their chronic diseases. Since the patient centered medical home was expanded to include all of Atlantic General Health System’s primary care practices as well as inpatient discharge management from Atlantic General Hospital in January, hospital admission rates and emergency department visits for those participating patients have been reduced significantly. “We’re proud to be the recipient of the Maryland Rural Health Program Award,” said Michelle Clifton, PCMH program coordinator. “It’s a testament to the strides our team is making in improving the health status of many of our patients who have chronic medical conditions. We will continue to expand our efforts to reach more individuals and further reduce readmissions and overutilization of the ER. This is the future of healthcare – to keep people well and out of the hospital unless they absolutely need those services.” THE POWER OF THE RIGHT ADVISOR.TM Merrill Lynch Wealth Management available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation (“BAC”). Trust and fiduciary services are provided by Merrill Lynch Trust Company, a division of Bank of America, N.A., member FDIC, a wholly owned subsidiary of BAC. Are Not Bank Guaranteed May Lose Value Are Not FDIC Insured MLPF&S and Bank of America, N.A., make available investment products sponsored, managed, distributed or provided by companies that are affiliates of BAC or in which BAC has a substantial economic interest including BofATM Global Capital Management. © 2011 Bank of America Corporation. All rights reserved. 239008 AR82D2K2-06-11 Code 444405PM-0711 Improved Market Data SALISBURY – The Eastern Shore of Maryland real estate market, including Worcester, Wicomico, Dorchester, Queen Anne’s, Talbot and Caroline counties, experienced some positive trends in October compared to the same month in 2012, according to The Long & Foster Market Minute reports. In October, the number of units sold increased in many parts of the Eastern Shore region, according to the Long & Foster Market Minute reports, which are compiled from data from residential real estate transactions within specific geographic regions, not just Long & Foster sales. The number of units sold in October increased in many counties in the Eastern Shore region. Talbot County experienced a large increase of 68 percent, while Caroline County saw a 39 percent increase. Worcester and Queen Anne’s counties experienced increases of 33 percent and 32 percent, respectively. According to October data, median sale prices fluctuated throughout Maryland’s Eastern Shore region. Dorchester County experienced the largest increase at 61 percent, while Wicomico County saw a healthy increase of 24 percent. “The real estate market continues to move at a healthy pace throughout the East Coast, including in the Eastern Shore region,” said Jeffrey S. Detwiler, president and chief operating officer for The Long & Foster Companies. “Not only are we seeing more homes selling, but also sale prices are increasing in many areas, and these are positive developments for home buyers and sellSEE NEXT PAGE ESTATE AUCTION WEDNESDAY, DECEMBER 18 AT 2 P.M. $26,000 MINIMUM 408 SOUTH MAIN STREET, BERLIN, MD This 1,040 sq ft home has 3 bedrooms, 1 bath and is in poor condition situated on a 15,795 sq ft lot with a detached building. Worcester County Tax ID 03-028453 Visit Our Website: WWW.PRAUCTIONS.COM REAL ESTATE TERMS 5% Buyer’s Premium, $5000 down, balance due on or before January 24, 2014. Inspections: Wednesday, December 11 & Tuesday, December 17 from 3:00 p.m. to 4:30 p.m. EACH DAY 5% BUYER’S PREIUM 35640 Woodyard Road Willards, MD 21874 (410) 546 2425 Hospital Program Awarded BERLIN – Atlantic General Health System’s (AGHS) Patient Centered Medical Home (PCMH) recently received the 2013 Outstanding Rural Health Program Award, an honor bestowed annually by the Maryland Rural Health Association. This award is given to an organization that promotes and provides effective community-oriented rural health care delivery and excels in service to rural people. One of the goals of the AGHS Patient Centered Medical Home is to reduce hospital admission rates and emergency department visits. The participating medical home practices do this by providing their patients with a team-based approach to care to ensure that all treatment plans, whether they come from a patient’s primary care provider, a specialist, a rehab center or ✘✿✿✸❙¤✘❙❍¤✚❀❙❙✼✸¤✛❊❅✼’ Home Of The Heavyweights Philly-Style Cheesesteaks & Hoagies Delivery Available OPEN MONDAY THRU SATURDAY, 7 A.M.-8 P.M. 410-742-0094 106 TRUITT ST. SALISBURY, MD. 21804 Free Fries ($2 VALUE) WITH PURCHASE OF REGULAR-PRICED SUB MUST PRESENT COUPON • MCD