June 14, 2013 The Dispatch/Maryland Coast Dispatch straits, thinking there is no hope for saving their home, the first thing I do is connect them with a non-profit housing council agency. These professionals sit down with them, review their financial situation and go over their options and guide them through the process.” CAR member Kaytlyn Senkbeil, a representative from Mortage Nework, added, “The Home Affordable Refinance Program (HARP) gives homeowners who owe more than their home is worth an opportunity to refinance. Families who have lost credit in their homes from the credit crash can actually reduce their interest rate to the current rate and they won’t be penalized for having lower equity in their homes.” introduced a brand new addition to their popular Tigressá carpet line – Tigressá Cherish. “This is a winning combination in flooring,” said Warren Hamstead, owner of Homeworks Carpet One Floor & Home “Our customers want beautiful, soft carpets but they don’t want to compromise performance. Tigressá Cherish has it all.” Tigressá Cherish is the softest Tigressá yet thanks to ultra-fine fibers that are 20% of the thickness of an ordinary carpet fiber. These super soft fibers also have a unique shape that allows them to be bundled more densely in the carpet. This creates a carpet that is stronger and more resilient. Tigressá is also made from Type 6 nylon which means that is not only stain resistant, but it is also recyclable. To introduce their customers to the softest Tigressá yet, Home- Page 65 works Carpet One Floor & Home is having a Sweet Dreams promotion through June 30 which offers customers up to 50% off Tigressá and Tigressá Cherish as well as up to 30% off select hard surface flooring. They are also offering extended financing to qualifying Tigressá customers. The new Tigressá Cherish products are also covered by Homeworks Carpet One Floor & Home’s exclusive Beautiful Guarantee which promises that if customers are not 100% satisfied with the way their new floor looks, Carpet One Floor & Home will replace it for free. “Our customers have been excited about the selection of stylish and soft carpets the new Tigressá Cherish has to offer,” says Hamstead “And they’re even more excited by the value during our Sweet Dreams promotion.” . . Business News FROM PAGE 64 are unable to make their payments, which increases the chance they will prevent foreclosure.” Brandon Brittingham, CAR member and Realtor for Long & Foster, claims he doesn’t know a single person who has gone to foreclosure in the past four years. “I can say I have helped over 1,000 people avoid having to foreclose on their homes. There are programs that offer loan modifications and short sale opportunities that offer full debt release to help families that find themselves in this situation. Banks are also being more proactive in helping families avoid losing their homes,” he said. “When a client comes to me in dire Carpet Line Expands OCEAN CITY – Homeworks Carpet One Floor & Home recently