Page 60 The Dispatch/Maryland Coast Dispatch AN ADVISOR WHO HELPS YOU PLAN FOR October 11, 2013 THE FUTURE. YOURS. YOUR KIDS. THEIR KIDS. With our innovative trust solutions, a Merrill Lynch Financial Advisor can help you protect your assets now - and leave a legacy for the future. Contact a Merrill Lynch Financial Advisor for more information. Christine M. Selzer, CFP® Vice President Wealth Management Advisor Brian L. Selzer, CRPC®, CSNA® Senior Financial Advisor Melanie S. Konoski Client Associate Merrill Lynch 11724 Ocean Gateway Ocean City, MD 21842 (410) 213-8521 http://fa.ml.com/brian_selzer Business And Real Estate News Leaders Installed OCEAN CITY – Bernie Flax of Prudential Pen Fed Realty in Ocean Pines and Nanette Pavier of Holiday Real Estate in Ocean City were installed as the 2014 chair and cochair of the Coastal Delmarva Women’s Council of REALTORS® Business Resource Group in a ceremony held at The Captain’s Table Restaurant on Oct. 3. The Coastal Delmarva Chapter is a 65-member professional real estate group affiliated with the Women’s Council of Realtors (WCR), a national professional development organization with 10,100 members. Flax and Pavier will serve a oneyear term as chair and co-chair, respectively, and will be responsible for developing and conducting business resource meetings about real estate related topics to educate the members. Flax has been active in the Coastal Delmarva Chapter for five years and has held positions of secretary and committee member. Pavier has been a member for six years and has served as treasurer for two terms and served on various committees as well. “Being a member of Women’s Council has allowed me to network with some of the top real estate industry professionals and hone my skills to provide better service to my clients,” said Flax. Pavier said, “It’s a great organization to be affiliated with especially for agents new to the business, helping them learn from others through our exchange of value ap- THE POWER OF THE RIGHT ADVISOR.TM Merrill Lynch Wealth Management available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation (“BAC”). Trust and fiduciary services are provided by Merrill Lynch Trust Company, a division of Bank of America, N.A., member FDIC, a wholly owned subsidiary of BAC. Are Not Bank Guaranteed May Lose Value Are Not FDIC Insured MLPF&S and Bank of America, N.A., make available investment products sponsored, managed, distributed or provided by companies that are affiliates of BAC or in which BAC has a substantial economic interest including BofATM Global Capital Management. © 2011 Bank of America Corporation. All rights reserved. 239008 AR82D2K2-06-11 Code 444405PM-0711 Among those assuming leadership roles within the Coastal Delmarva Chapter of the Women’s Council of Realtors are co-chair Nanette Pavier and chair Bernie Flax. They are pictured with Chapter President Sharon Curtiss. Submitted Photos proach.” Advisor Earns High Ranking BERLIN – Christopher Hoen, a financial advisor with Ameriprise Financial, has received high marks from his clients in the recent Ameriprise Financial Client Relationship Study. Hoen ranked in the top 25 percent of participating advisors who scored 96 percent or higher based on overall client satisfaction. Conducted by a third-party research organization, the survey provides clients with the opportunity to rate their advisor in several areas including whether their advisor provides them access to other specialists when appropriate, explains fees clearly and contacts them when market conditions change significantly. As a financial advisor, Hoen provides financial advice that is anchored in a solid understanding of client needs and expectations, and provided in a one-on-one relationship with his client. Hoen’s office is located at 9928 Old Ocean City Blvd., Suite 5, in Berlin. He can be reached at 410629-0947. “Your Friends At The Beach” Resort Property Management •Administrative Management •Financial Management •Building Maintenance Service •Custodial Services •Pool Services •24-Hour Emergency Service Info@OceanPointLtd.com www.OceanPointLtd.com DCMA PCAM® • AMS® CMCA Certified MHIC #68055 410-213-7144 9923 Stephen Decatur Hwy., Suite D-6 Ocean City, Md. 21842 ✘✿✿✸❙¤✘❙❍¤✚❀❙❙✼✸¤✛❊❅✼’ Home Of The Heavyweights Philly-Style Cheesesteaks & Hoagies Delivery Available OPEN MONDAY THRU SATURDAY, 7 A.M.-8 P.M. Monty Jones of Frontier Town's on-site restaurant, The Lazy River Saloon, won first place in the University of Delaware's Coast Day Crab Cake Cook Off last weekend. Jones was one of eight finalists out of 500 entrants selected to participate in the Cook Off that was held at the Hugh R. Sharp campus in Lewes, Del. Jones was awarded a cash prize, plate, plaque and bragging rights. Home Buyer’s Expo Announced For Oct. 17 BERLIN – Coastal Association of Realtors® (CAR) and members of the real estate and banking industries will host a free Home Buyer’s Expo for members of the community. CAR is looking to educate people on the process and opportunities for SEE NEXT PAGE 410-742-0094 106 TRUITT ST. SALISBURY, MD. 21804 Free Fries ($2 VALUE) WITH PURCHASE OF REGULAR-PRICED SUB MUST PRESENT COUPON • MCD