Page 22 By SHAWN J. SOPER Plea In Mortgage Fraud Scheme NEWS EDITOR The Dispatch/Maryland Coast Dispatch SALISBURY – An Eastern Shore woman now faces 30 years in prison after pleading guilty this week in U.S. District Court to bank fraud in connection with a scheme she carried out with her brother to obtain mortgage loans in the names of family members and using the proceeds for their own benefit. According to the plea agreement, Jill Dail, 59, of Cambridge, was a loan settlement processor in the mortgage department of a Salisbury bank until she was terminated in June 2007 as part of a reduction in the bank’s workforce. Shortly thereafter, Dail was hired by the manager of the bank’s mortgage department to continue to do the same loan processing work she had performed as an employee of the bank. The bank manager paid Dail out of his own funds and gave her full access to the bank premises, computer system and loan files. Dail continued to represent herself as a bank employee in her dealings with title companies and other businesses, according to the plea agreement reached this week. Dail admitted this week that from before January 2006 through at least August 2009, she and her brother, Jeff Dail, 49, also of Cambridge, applied for mortgage loans in the names of family members and used the proceeds of the loans for their personal benefit. The Dails forged the signatures of family members and bank officials on the loan applications, causing the bank to approve the applications and authorize the distribution of the loan proceeds at settlement. In each instance, the family members whose identities were used on loan applications and whose properties were used as collateral for the loans, had no knowledge of the applications or the loans. Based on the assurances of Jill Dail, with whom the title companies had an established relationship, title company employees notarized the signatures of the family members on settlement documents. The title companies would then disburse the loan funds at settlement to Jill Dail, Jeff Dail, both of them or to their creditors. The balance of the loan funds still unpaid is roughly $357,150, according to the plea agreement reached this week. Jill Dail now faces a maximum sentence of 30 years in federal prison and a fine of up to $250,000. U.S. District Court Judge J. Frederick Motz has scheduled her sentencing for April 3. Meanwhile, Jeff Dail pleaded guilty in December for his role in the scheme and also faces a maximum sentence of 30 years in prison and a $250,000 fine. Jeff Dail is scheduled to be sentenced on Feb. 21. Bank Robber Gets 13 Years Man Admits Guilt In Federal Court NEWS EDITOR January 10, 2014 By SHAWN J. SOPER SALISBURY – A Salisbury man who pleaded guilty in federal court in August to bank robbery following the hold-up of a PNC Bank last March was sentenced this week to 13 years in prison. Gary Allen Mitchell, 43, of Salisbury, in August pleaded guilty in U.S. District Court to bank robbery. According to his plea agreement, Mitchell robbed the PNC Bank on Civic Ave. in Salisbury on March 21. Back in court on Tuesday, Mitchell was sentenced to 13 years in prison followed by three years of supervised release. The federal judge enhanced Mitchell’s sentence after determining he is a career offender based on two prior federal bank robbery convictions including one each in Maryland and Delaware. According to the statement of facts in the case, Mitchell entered the PNC Bank on Civic Avenue in Salisbury on March 21 and gave the teller a note stating he was robbing the bank and would harm the teller if she did not comply with his demands and that he had a gun. Mitchell had his hand in his pocket as if he was carrying a gun. He told the teller not to pull the alarm, nor give him any marked money, dye packs or tracking devices. The teller then gave Mitchell $4,177 in cash, including a tracking device within a stack of $50 bills, as per bank policy. Mitchell then became angry, threw the money on the counter and told the teller he had instructed her not to do that. Police officers located Mitchell soon thereafter smoking crack cocaine shortly after the bank robbery and recovered the stolen money. At the time of the robbery, Mitchell was on supervised release for a previous federal bank robbery conviction. The sentence was announced on Tuesday by U.S. Attorney for the District of Maryland Rod Rosenstein, FBI Special Agent In-Charge Stephen Vogt, Salisbury Police Chief Barbara Duncan and Wicomico County State’s Attorney Matt Maciarello. Rosenstein praised the FBI, Salisbury Police and the Wicomico State’s Attorney’s Office for their diligent work in the investigation and Assistant U.S. Attorney Bonnie Greenberg, who prosecuted the case. SOLD! 4 “We are a dedicated team of professionals, ready to assist you in your investment. As leaders in resort new construction sales, we offer the very best in service and experience.” Dan Clayland, Project Manager R ich ie D ifillip p o A n n ie T in g le M ic h e lle P o m p a S h a ro n D a u g h e rty J e ff B e re s